Unsoundness of Wind

Summary of Cover:

Unsoundness of Wind covers horses insured, that during the following year, are then sold at public auction and subsequently returned due to Wind problems in accordance with the Conditions of Sale of the respective sales company.

Public auctions that are applicable for this cover are:

• Messrs. Tattersalls Ltd. and/or Tattersalls (Ireland) Ltd
• Goffs Bloodstock Sales Ltd
• Doncaster Bloodstock Sales Ltd
• Arqana (Deauville)

Limit of Liability

This is limited to 75% of the Fall of Hammer price including any commission due to the auctioneers.

Conditions

In respect of any horse not purchased at public auction the Insurers shall require a proposal form to be completed at the inception of this insurance and coverage hereunder shall be based on the information contained in this proposal, the truth of such information being expressly warranted by the Insured.

It is warranted that a horse proposed for insurance has not be endoscopically examined, or if it has the certified results are declared to underwriters at inception.

All horses owned by a client and being offered for sale must be proposed for insurance, unless specifically agreed otherwise.

Any claim payment will result in 100% ownership of the horse.