12 Month Extension Clause
What is this?
All insurances that have an annual period or longer have a 90 day extension clause as standard. If an illness first occurs and manifests itself in the period of insurance and we have been informed before expiry, then you will be indemnified, during the policy period plus 90 days after expiry if the horse dies.
However – for an additional premium you can increase this standard 90 day extension by 275 days – giving 12 months extension in total.
Therefore, as long as you have renewed your policy with Amlin Plus you will have a 12 month extension for the illness, injury or disease you notified us of under your previous policy.
There is a graded reduction in indemnity for horses 14 years old and over, and this extension ceases when the horse is 18 years old.