Foal Insurance

What isn't covered?

• Death, intentional slaughter or humane destruction from a disease if the horse is subject to a government or public or local authority quarantine and or restriction order in relation to an outbreak or suspected outbreak of that disease
• Death or humane destruction from surgical operation or adminstration of any medication unless by a veterinary surgeon
• Willful injury or intentional acts or omissions by the insured or other persons who have care, custody or control of the horse
• Failure by the insured or other perons who have care or control of the horse to provide proper care and attention
• Avian influenza or mutation of:
• Terrorism
• Death or humane destruction that takes place outside the geographical limits stated in the certificate
• Incorrect use
• Humane destruction on economic grounds
• Public liability for property damage or injury arising from ownership or use of the horse