Foal Insurance

What is market value?

• Policies pay up to the sum insured as shown in your certificate, but not more than the current market value - i.e. how much you could sell your horse for in today's market.
• In many cases this may be a recent purchase price, but taking into account recent performance in competition and age.
• We always try and ascertain this with you when the policy incepts or renews to make sure you are not paying too much for your insurance, and it ensures clients are not disappointed at claim payment stage