What are the key conditions you should know?
No claim shall be payable under this extension unless and until a written Veterinary Surgeon’s report has been received and accepted by the Amlin Plus certifying visual inspection by the Veterinary Surgeon of
1 - the recently aborted foetus and evidence of a named mare having recently aborted,
or
2 - the delivery of a dead foal by a named mare,
or
3 - the death during the period of insurance of a specified live born foal,
or
4 - an autopsy examination of a named mare revealing the existence of an unborn foal.
or
5 - examination of a named mare revealing her to be barren/empty at 1st October or subsequently during the policy term
This insurance cover does provide cover for multiple pregnancy unlike the Prospective Foal only cover
It is a condition precedent to the Liability that Amlin Plus have received and accepted in writing:
a - an autopsy examination of a named mare revealing the existence of an unborn foal.
b - Confirmation that the mare has been covered in three separate oestrus cycles unless confirmed in foal at or after 42 days to an earlier covering.
Warranties Applicable
- There are no visible abnormalities of the mares genital organs.
- A mare insured under this extension must be fully vaccinated with a licensed vaccine containing Equine Herpes Virus 1 (EHV-1) and Equine Herpes Virus 4 (EHV-4) according to the manufacturers licensed recommendations. Where the Insured is not the owner of the mare this warranty is replaced by an onus to use a best endeavour to ensure that the mare is vaccinated.
- IgG levels are to be tested within 24 hours after birth of the foal and plasma must be available for transfusion as required.
- Prior to inception of this policy the mare insured hereunder shall not have been covered in the breeding season for which insurance is in force
- In the event that service by the stallion is refused for any reason this policy shall be null and void.
- Substitute mares nominated are not insured hereunder.
- In the event of the payment by Amlin Plus of a claim hereunder, Amlin Plus shall if they so elect, take undisputed ownership of any interest in the residual foetus or foal(s) as applicable.
- The Insured must take all reasonable measures to ensure that the mare has every opportunity to achieve and maintain a pregnancy. The Insured shall use all due diligence and do and concur in doing all things reasonably practicable to avoid or diminish any loss hereunder.