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Loss of Use, covers your horse against being rendered totally and permanently incapable of performing the use for which it is kept and insured: as a result of an illness or injury occurring or arising during the period of this insurance.
Loss of Use, which covers your horse against being rendered totally and permanently incapable of performing the use for which it is kept and insured as a result of an injury by visible external and violent means, occurring or arising during the period of this insurance.
